Consumer Protection

BayLegal’s consumer protection practice represents clients in cases involving:

  • Fair credit reporting
  • Fair debt collection practices
  • Defending third-party debt collection lawsuits
  • Bankruptcy counseling and advice
  • Unfair and deceptive advertising of financial products and services
  • Foreclosure prevention
  • Innocent spouse tax relief
  • Student loan collections
  • Federal student loan consolidation and discharge assistance
  • Criminal background check issues on housing/employment applications

 

Get Legal Help

LEGAL ADVICE LINE

Do you need help because creditors are calling or there are errors on your credit report? Are your wages being garnished? Call the Legal Advice Line.

UPCOMING LEGAL CLINICS

Bay Area Legal Aid offers weekly Debtors’ Rights Clinics in Bay Point, Fremont, Redwood City, Richmond, Napa, and San José. Click here for all Legal Clinics.

Jun
21
Thu
2018
MORE
Debtors’ Rights Clinic (San Jose)
Jun 21 @ 1:00 pm

San José

Bay Area Legal Aid hosts Debtor’s Rights clinics (in conjunction with SparkPoint San José and the Workforce Institute) every Third Thursday of the month at 9:30 am and 1:00 pm. The clinic is located on the campus of San José City College at 600 South Bascom Avenue, San Jose, CA 95128.

*RSVP Required: Please call 408-918-5199 to RSVP so we can provide appropriate staffing and translation.

BayLegal Staff and Volunteers can assist with your consumer legal issues:

  • Are you being sued on a credit card debt?
  • Do you have a court date coming up in your debt collection lawsuit?
  • Are you being harassed by debt collectors?
  • Do you need foreclosure help?
  • Are you struggling with the effects of foreclosure?
  • Do you need information about bankruptcy?
  • Do you want to find out if your income is protected from collection activities?
  • Do you need help filing a wage garnishment claim of exemption?
  • Are there errors on your credit report?
Jun
22
Fri
2018
MORE
Debtors’ Rights Clinic (Fremont)
Jun 22 @ 10:00 am

Fremont

Bay Area Legal Aid hosts Debtor’s Rights clinics every 4th Friday of the month at 10:00 am and 1:00 pm. The clinic is located at SparkPoint Fremont at the Family Resource Center (FRC).

*RSVP Required: Please call 510-574-2026 to RSVP so we can provide appropriate staffing and translation.

BayLegal Staff and Volunteers can assist with your consumer legal issues:

  • Are you being sued on a credit card debt?
  • Do you have a court date coming up in your debt collection lawsuit?
  • Are you being harassed by debt collectors?
  • Do you need foreclosure help?
  • Are you struggling with the effects of foreclosure?
  • Do you need information about bankruptcy?
  • Do you want to find out if your income is protected from collection activities?
  • Do you need help filing a wage garnishment claim of exemption?
  • Are there errors on your credit report?
MORE
Debtors’ Rights Clinic (Fremont)
Jun 22 @ 1:00 pm

Fremont

Bay Area Legal Aid hosts Debtor’s Rights clinics every 4th Friday of the month at 10:00 am and 1:00 pm. The clinic is located at SparkPoint Fremont at the Family Resource Center (FRC).

*RSVP Required: Please call 510-574-2026 to RSVP so we can provide appropriate staffing and translation.

BayLegal Staff and Volunteers can assist with your consumer legal issues:

  • Are you being sued on a credit card debt?
  • Do you have a court date coming up in your debt collection lawsuit?
  • Are you being harassed by debt collectors?
  • Do you need foreclosure help?
  • Are you struggling with the effects of foreclosure?
  • Do you need information about bankruptcy?
  • Do you want to find out if your income is protected from collection activities?
  • Do you need help filing a wage garnishment claim of exemption?
  • Are there errors on your credit report?
Jun
25
Mon
2018
MORE
Debtors’ Rights Clinic (Redwood City)
Jun 25 @ 10:00 am

Redwood City

Bay Area Legal Aid hosts Debtor’s Rights clinics in Redwood City at the San Mateo County Law Library every Monday at 10:00 am.

BayLegal Staff and Volunteers assist with preparing answers and asserting defenses to third party debt collection (junk debt buyer) lawsuits; protect exempt income from garnishment; prepare discovery; and stop debt collection harassment.

*RSVP Required: Please call 650-358-0745 to RSVP so we can provide appropriate staffing and translation.

Jul
2
Mon
2018
MORE
Debtors’ Rights Clinic (Redwood City)
Jul 2 @ 10:00 am

Redwood City

Bay Area Legal Aid hosts Debtor’s Rights clinics in Redwood City at the San Mateo County Law Library every Monday at 10:00 am.

BayLegal Staff and Volunteers assist with preparing answers and asserting defenses to third party debt collection (junk debt buyer) lawsuits; protect exempt income from garnishment; prepare discovery; and stop debt collection harassment.

*RSVP Required: Please call 650-358-0745 to RSVP so we can provide appropriate staffing and translation.

Jul
5
Thu
2018
MORE
Debtors’ Rights Clinic (San Jose)
Jul 5 @ 9:30 am

San José

Bay Area Legal Aid hosts Debtor’s Rights clinics (in conjunction with SparkPoint San José and the Workforce Institute) every First Thursday of the month at 9:30 am and 1:00 pm. The clinic is located on the campus of Evergreen Valley College at 3095 Yerba Buena Road, San Jose, CA 95135.

*RSVP Required: Please call 408-918-5199 to RSVP so we can provide appropriate staffing and translation.

BayLegal Staff and Volunteers can assist with your consumer legal issues:

  • Are you being sued on a credit card debt?
  • Do you have a court date coming up in your debt collection lawsuit?
  • Are you being harassed by debt collectors?
  • Do you need foreclosure help?
  • Are you struggling with the effects of foreclosure?
  • Do you need information about bankruptcy?
  • Do you want to find out if your income is protected from collection activities?
  • Do you need help filing a wage garnishment claim of exemption?
  • Are there errors on your credit report?
MORE
Debtors’ Rights Clinic (San Jose)
Jul 5 @ 1:00 pm

San José

Bay Area Legal Aid hosts Debtor’s Rights clinics (in conjunction with SparkPoint San José and the Workforce Institute) every First Thursday of the month at 9:30 am and 1:00 pm. The clinic is located on the campus of Evergreen Valley College at 3095 Yerba Buena Road, San Jose, CA 95135.

*RSVP Required: Please call 408-918-5199 to RSVP so we can provide appropriate staffing and translation.

BayLegal Staff and Volunteers can assist with your consumer legal issues:

  • Are you being sued on a credit card debt?
  • Do you have a court date coming up in your debt collection lawsuit?
  • Are you being harassed by debt collectors?
  • Do you need foreclosure help?
  • Are you struggling with the effects of foreclosure?
  • Do you need information about bankruptcy?
  • Do you want to find out if your income is protected from collection activities?
  • Do you need help filing a wage garnishment claim of exemption?
  • Are there errors on your credit report?
Jul
6
Fri
2018
MORE
Debtors’ Rights Clinic (Richmond)
Jul 6 @ 9:30 am

Richmond

Bay Area Legal Aid hosts Debtor’s Rights clinics in Richmond at SparkPoint – Contra Costa West every First Friday of the month at 9:30 am and 1:00 pm.

BayLegal Staff and Volunteers assist with preparing answers and asserting defenses to third party debt collection (junk debt buyer) lawsuits; protect exempt income from garnishment; prepare discovery; and stop debt collection harassment.

*RSVP Required: Please call 510-779-3200 to RSVP so we can provide appropriate staffing and translation.

Speak with an attorney about your consumer legal issues or if you are considering bankruptcy.

  • Are you being sued on a credit card debt?
  • Do you have a court date coming up in your debt collection lawsuit?
  • Are you being harassed by debt collectors?
  • Do you need foreclosure help?
  • Are you struggling with the effects of foreclosure?
  • Do you need information about bankruptcy?
  • Do you want to find out if your income is protected from collection activities?
  • Do you need help filing a wage garnishment claim of exemption?
  • Are there errors on your credit report?
MORE
Debtors’ Rights Clinic (Richmond)
Jul 6 @ 1:00 pm

Richmond

Bay Area Legal Aid hosts Debtor’s Rights clinics in Richmond at SparkPoint – Contra Costa West every First Friday of the month at 9:30 am and 1:00 pm.

BayLegal Staff and Volunteers assist with preparing answers and asserting defenses to third party debt collection (junk debt buyer) lawsuits; protect exempt income from garnishment; prepare discovery; and stop debt collection harassment.

*RSVP Required: Please call 510-779-3200 to RSVP so we can provide appropriate staffing and translation.

Speak with an attorney about your consumer legal issues or if you are considering bankruptcy.

  • Are you being sued on a credit card debt?
  • Do you have a court date coming up in your debt collection lawsuit?
  • Are you being harassed by debt collectors?
  • Do you need foreclosure help?
  • Are you struggling with the effects of foreclosure?
  • Do you need information about bankruptcy?
  • Do you want to find out if your income is protected from collection activities?
  • Do you need help filing a wage garnishment claim of exemption?
  • Are there errors on your credit report?
Jul
9
Mon
2018
MORE
Debtors’ Rights Clinic (Redwood City)
Jul 9 @ 10:00 am

Redwood City

Bay Area Legal Aid hosts Debtor’s Rights clinics in Redwood City at the San Mateo County Law Library every Monday at 10:00 am.

BayLegal Staff and Volunteers assist with preparing answers and asserting defenses to third party debt collection (junk debt buyer) lawsuits; protect exempt income from garnishment; prepare discovery; and stop debt collection harassment.

*RSVP Required: Please call 650-358-0745 to RSVP so we can provide appropriate staffing and translation.


Legal Clinic Flyers

For more information about our upcoming clinics, please view the flyers below.

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