The court-ordered injunction in Bay Area Legal Aid v. Achievable Solutions, et al. (Alameda County Superior Court Case No. 22CV008464) is described in detail below and a copy of the injunction is available at the bottom of the page. Please note that this court order does not in any way limit the ability of individuals affected by the defendants’ unlawful conduct to separately pursue relief on their own behalf, in court or otherwise.
The Accounts Covered by The Injunction
The injunction covers all accounts and judgments owned by ASI as of October 21, 2023, except for specific accounts that ASI sold to another debt buyer, Collect Access, LLC, on October 20, 2023. When agreeing to the injunction, ASI, through its principal Takashi Cheng, gave a sworn declaration stating that the cases it transferred immediately before agreeing to the injunction had not been subject to the unlawful practices alleged in BayLegal’s Complaint. Specifically, ASI stated that:
- The transferred accounts, cases, and judgments only include (1) cases that ASI filed but never served, and (2) cases in which the summons and complaint were served or subsequently served by ABC Legal (an unaffiliated process serving company).
- None of the transferred cases included cases purportedly served by James Crawford or other former employees of A-United Attorney Services unless the summons and complaint were subsequently served by ABC Legal.
- None of the transferred judgments were obtained based on proofs of service allegedly signed by James Crawford or other former employees of A-United Attorney Services.
A list of the specific accounts that ASI transferred to Collect Access, LLC is available below.
What the Injunction Prohibits
The injunction prohibits Defendants Takashi Cheng, Achievable Solutions (ASI), and SueYa, Inc. from taking any actions to collect on accounts that it owns. Specifically, these defendants are prohibited from:
- Enforcing any judgment entered in favor of ASI, including but not limited to communicating with alleged debtors, attempting to garnish wages or levy bank accounts, or placing a judgment lien on a home.
- Soliciting or accepting any payment from a consumer on a debt owned by ASI.
- Transferring, assigning, or selling any judgments or consumer accounts owned by ASI.
- Reporting any consumer accounts to a credit reporting agency.
- Engaging in any other type of debt collection activity at all until they obtain a license from the California Department of Financial Protection and Innovation (DFPI).
If you are contacted regarding a debt owned, or previously owned, by ASI in violation of this injunction, please contact the law firm of Kemnitzer, Barron & Krieg, LLP at (510) 488-5660.
Debt Collectors working in California are licensed by the Department of Financial Protection and Innovation (DFPI). If you have been treated unlawfully or unfairly by a debt collector please file a complaint with the DFPI here.